Rebuilding Under Debt

By Cecilia Regina Aquino Blanquera
Published under Steady Hand Press

Paperback ISBN: 978-621-06-5068-6
Trim Size: 5.5 x 8.5 in
Page Count: 188
Suggested Retail Price (Domestic): PHP 495

International SRP: eBook: USD 4.99 / Paperback: USD 12.99

Rebuilding Under Debt

Thinking Clearly When Everything Is a Blur

About the Book

Rebuilding Under Debt is a nonfiction book about what debt does to the mind — and how to begin functioning again when financial stress has made everything feel blurred, urgent, and overwhelming.

Rather than treating debt only as a financial math problem, the book explores the emotional, cognitive, and day-to-day realities of financial distress: shame, decision fatigue, avoidance, panic, relationship strain, and the difficulty of making sound decisions while mentally depleted.

Written from lived experience and a practical problem-solving perspective, the book is for readers looking for a steadier, more humane way to think through debt, overwhelm, and rebuilding.

Who It’s For

This book may resonate with readers interested in:

  • debt, financial stress, and emotional recovery
  • personal finance through a psychological lens
  • overwhelm, decision fatigue, and rebuilding after a difficult period
  • practical nonfiction rooted in lived experience
  • honest books about what happens when life becomes financially unmanageable

Availability

The paperback is available internationally through Amazon and is also available for wholesale ordering through Ingram distribution.

If you’re a bookstore, book club, podcast host, or discussion group interested in the book, feel free to get in touch through the contact page or send an email to hello[at]steadyhandpress[dot]com or my personal email at rjmarmol[at]gmail[dot]com.

About the Author

Cecilia Regina Aquino Blanquera is a Manila-based writer, musician, and independent author. She writes about debt, overwhelm, creativity, rebuilding, and the challenge of making clear decisions under pressure. She is also known online as RJ Marmol and as HeyRJ as a musical artist.

About Me
Cecilia Regina Aquino Blanquera Marmol aka RJ Marmol profile picture

I’m RJ Marmol — writer, musician, and independent creator based in Manila.

I write songs, essays, and books about the messy overlap between money, overwhelm, creativity, identity, and rebuilding. Much of my work circles around what happens when life stops feeling manageable — and how we try to think clearly, make decisions, and keep moving anyway.

I’m also the author of Rebuilding Under Debt: Thinking Clearly When Everything Is a Blur, a nonfiction book published under Steady Hand Press. The paperback edition is listed under my full publishing name, Cecilia Regina Aquino Blanquera.

On the music side, I release work as HeyRJ. On the writing side, this site is where I gather my books, essays, notes, and whatever I’m building next.

Music

HeyRJ is my sonic soul project. I create raw, minimalist-style and deeply personal music interpretations that feel like a late-night conversation with your truest self.

By blending lo-fi acoustic textures with poetic honesty, my work explores love, loss, grief, healing, and the quiet in-betweens of life. Each song is a letter — a journal entry — a gentle companion for when the world feels too loud or too quiet.

While my catalogue began with intimate cover renditions, my work is increasingly being shaped by original writing, drawing from years of poems, lived questions, and emotional survival.

“Stuck Home Syndrome” released on March 20, 2026 is my first original 20-track album written during a period when time felt compressed and days began to blur into each other. The songs came from sitting with thoughts that had nowhere else to go — unfiltered, repetitive, and sometimes uncomfortable. It’s a concept album that isn’t built around singles or polish. It’s closer to a continuous inner monologue, recorded with minimal production and very little ornamentation and meant to be listened to as one cohesive body of work. The goal wasn’t to resolve anything, only to document how it felt while it was happening.

On May 29, 2026 I released new original singles – “Rapturous”, “Uh Huh”, “Look At You”, “All That” and “Blew Print”. I continue to release both original and cover songs and intend to so for as long as I can so check back every once in a while — you might. just find something you’ll like.

For business inquiries relating to music, email me at: heyrjmusic[at]gmail[dot]com or my personal email at: rjmarmol[at]gmail[dot]com.

Books

Rebuilding Under Debt: Thinking Clearly When Everything Is a Blur

A nonfiction book about what debt does to the mind — and how to begin functioning again when financial stress has made everything feel blurred, urgent, and overwhelming.

Rather than treating debt only as a financial math problem, the book explores the emotional and cognitive realities of financial distress: shame, decision fatigue, avoidance, panic, relationship strain, and the difficulty of making sound decisions while mentally depleted.

Published under Steady Hand Press. It’s available worldwide in ebook and paperback formats on Amazon. Bookstores and libraries can also be order it wholesale via Ingram.

Contact

For book-related inquiries, media requests, bookstore questions, or discussion-group invitations, you can reach me through the contact page on this site or send me an email to rjmarmol[at]gmail[dot]com or hello[at]steadyhandpress.com